I honestly thought there was no way out of my debt situation until I came across AFA. It was so easy to set up a plan that was right for me. The first phone call I was so nervous but the team are so friendly and helpful it put my mind at ease. The team explained everything so it made sense and they did all the contacting of my creditors and my paper work. They set up a plan that was affordable for me and always made sure I was happy with what we had discussed. It has changed my life and taken my worries away.